Masanobu Hirasawa

EXPERIENCE SUMMARY Extensive involvement with contract start, warehousing, securitization, showcase making and hazard the executives industries.â Demonstrated achievement in growing new organizations, extending customer base, controlling expenses and improving profitability.â Highly-talented in a full range of home loan supported capacities, including deals/exchanging, chance administration, speculation examination, customer introductions, income displaying and execution analysis.OBJECTIVEBank the board position administering contract upheld properties division.EXPERIENCETOKYO STAR BANK, LTD., Tokyo, Japanâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Mar 2006-PresentGeneral Manager, Business Strategy and CoordinationBegan the main private home loan course in Japan.â Created outsider beginning (reporter loaning) and securitization stage during my initial eight months.  Identified remarkable developing business sector openings in Japan and established program to give concentrated long haul financing support in the home loan banking industry.â Developed and propelled inventive business idea to address under-served specialty showcase and incorporated new model with existing franchise.Created â€Å"Mortgage Banking and Conduit† in Corporate Finance Group and enlisted experts to guarantee, buy and amass contract resources for re-packaging.Developed and propelled two new advance items on schedule, including prime ARMs and half and half ARMs and prime piggyback seconds (onto the Japanese acclimating credit, â€Å"Flat 35†), which have been generally welcomed in the essential market.Established outstanding reporter associations with significant home loan moneylenders, for example, SBI Mortgage, Toshiba Housing Loan, Mortgage Services of Japan, Family Life Service and Yuryo Housing Loan.â Successfully subsidized 2 billion yen in new advances in 10 months.Directed the no matter how you look at it anticipate to make and actualize a smoothed out beginning process.Led the group to execute all documentations for acquisitions and settled basic lawful issues including Bank Agency Law.Developed evaluating approachs, enhanced benefit and controlled budget.Oversaw endorsing rules and kept up the nature of gained assets.Led the task group to make advance databases, which empowered the Bank to promptly wobbly its assets.SHINSEI BANK, LTD., Tokyo, Japanâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Feb 2002-Mar 2006Manager, Capital Markets DivisionDirected the group overseeing dangers of the division’s conductor organizations, including contract advances and securitized advance portfolio.â Created and revealed point by point P&L, includin g key things like positions, fence mark-to-business sectors and subsidizing costs.â Played a key job in procuring private home loan advances from the auxiliary market and built up a home loan banking stage, for example, SBI Mortgage, Shinsei Property Finance and Rakuten Mortgage.Independently dealt with the division’s portfolio, worth more than 1 trillion yen in advertise esteem, and supported its financing cost and prepayment hazards fundamentally utilizing trades, tops and trade options.Instrumental in developing resources from 20 billion yen to more than 1 trillion yen in 3 years.â Achieved 20% yearly net increment in venture salary during that time.Developed a total income estimating model utilizing INTEX and MIAC examination to effectively obtain more than 2 trillion yen of home loan portfolios from provincial banks.Set up and executed optional promoting capacities for five home loan journalists, which included 15 billion yen new starts to the home loan course annual ly.Created strategies, spending plans and guaging and made introductions to speculation committees.Successfully dealt with a group of three valuing and hazard the executives experts and directed various advance database projects.MERRILL LYNCH JAPAN CO., LTD., Tokyo, Japanâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Sep 2000-Aug 2001Assistant Vice President, MBS/ABS Trading and SyndicationTrader and advertiser of worldwide securitized items for Japanese and Asia-Pacific investors.â Managed exchanging books by method of supporting exchanging positions and arranged a day by day offering sheet with showcase remarks and data.â Attended deals gatherings all the time and broad customer management.Executed exchanges on U.S. pass-throughs, CMO and Visa and vehicle credit ABS with a volume in abundance of $1 billion for the year 2000-2001.NOMURA SECURITIES INTERNATIONAL, INC., New York, NYÂ Â Â Â Â Â Â Â à ‚  July 1998-August 2000Assistant Vice President, MBS ResearchResearch investigator for the U.S. private MBS advertises and helped brokers and deals power in surveying relative worth, archiving exchange techniques and producing speculation ideas.â Regularly composed critiques on showcase occasions, prepayment speeds and lodging indices.HSBC SECURITIES, INC., New York, NY                                                           Jan 1998-Jun 1998Associate, Mortgage-Backed ResearchThe firm shut down its home loan business in 2/98.â Moved to Nomura Securities alongside my supervisor.BLACKROCK, INC., New York, NY                                                                    Dec 1996-Jan 1998Analyst, Portfolio Administration Liaised with bookkeeping operators of the firm’s institutional customers, took an interest in compromise with caretakers and observed portfolio consistence with venture rules and administrative parameters.â Worked as an understudy between 12/96-4/97.EducationCOLUMBIA UNIVERSITY, New York, NYM.A., Statistics, 1996STATE UNIVERSITY OF NEW YORK, BINGHAMTON, Binghamton, NYB.A., Mathematics, 1994Professional LicensesNASD Series 7 and 63 and JASD Level 1 and 2